Health and Dental Insurance
We offer both health and dental insurance through Aetna - one of the most respected insurers in the health care industry.
TerkoTech will contribute up to 66% of the cost of your Aetna health insurance premiums for the HNOpt H.S.A plan, EMPLOYEE ONLY, and a slightly lesser amount for our QPOS plan.
We will also contribute the same dollar amount (that we contribute on the "employee only" premium) toward reducing the premium costs for Employee + Spouse, Employee + Children, and Employee + Family.
Premiums are paid through payroll deductions and are paid with pre-tax dollars which is much more cost effective than paying with post-tax dollars.
Three medical insurance plans are offered depending on your needs and location:
Aetna HNOpt H.S.A. - Plan Summary
Aetna QPOS - Plan Summary
Aetna Out of Area HSA - Plan Summary
Dental insurance is also offered through Aetna:
Aetna Dental Plan Summary
Note: You will be eligible for medical and dental coverage the first of the month following 90 days of employment.
What are the costs of the plans for employee only, employee + spouse, employee + family, etc.?
Please call our benefits administrator, Therese Hornick, at (973) 605-8500, for coverage and cost details.
How are monthly premiums paid?
Premiums are deducted automatically from your weekly paycheck (and are paid with pre-tax dollars).
Starting January 1, 2015 all companies with 50 or more full-time employees will be required to offer health insurance and contribute towards the plan as part of the new Patient Protection and Affordable Care Act (Obamacare). We are pleased to say that we are already compliant with this new law.